AI-generatedPanama City Beach, Florida at a glance
- Best time
- May – Jun, Sep – Oct
- Warmest month
- Aug · 30°
- Warmest sea
- Aug · 29.6°
- Sunshine a year
- 2,460 h
- Rain a year
- 1,316 mm
- Climate
- Subtropical
- Time zone
- UTC−6 / UTC−5
- Elevation
- 3 m
Climate in Panama City Beach, Florida
Panama City Beach, Florida has a subtropical climate with warm summers and mild winters. August is the warmest month with average highs of 30 °C, while January is the coolest at 16 °C. With around 2,460 hours of sunshine a year, Panama City Beach, Florida is sunny; May is the sunniest month with 8.3 hours a day.
Holiday weather through the year
Weather in October
Holiday weather in October
Excellent
Best time to visit: May – June, September – October
October is the peak of the hurricane season
Good forBeach & swimmingSightseeing & walks
Keep in mindStorm season
A typical day in October
- Morning, 08:00: about 21°
- Midday, 13:00: about 25°
- Afternoon, 16:00: about 25°
- Evening, 20:00: about 22°
- Night, 23:00: about 21°
06:4418:13
Pleasant evenings; a light layer can help.
Estimated from the average high and low: coolest around sunrise, warmest in mid-afternoon.
Light for photos in October
- Golden hour
- Morning 06:29–07:16 · evening 17:41–18:28
- Blue hour
- Morning 06:20–06:29 · evening 18:28–18:38
Golden hour: the sun between 4° below and 6° above the horizon; blue hour: 6° to 4° below it. Times for the 15th of the month; mountains and clouds shift the light.
What is the weather like in Panama City Beach, Florida in October?
In October, Panama City Beach, Florida is warm: daytime highs average 25 °C, and nights cool down to about 19 °C. The sea averages 26.1 °C – lovely and warm for swimming. The sun shines for around 7 hours a day. Rain falls on about 6 days, adding up to 75 mm. All in all, October is an excellent month for a holiday in Panama City Beach, Florida.
More details for October
- Daylight
- 11 h 29 min06:44 – 18:13
- UV index
- 6 · highclear sky, noon (estimate)All months
- Muggy days
- 15 daysdew point 18 °C or moreAll months
- Wind
- 19 km/haverage daily peakAll months
- Cloud cover
- 38 %on averageAll months
- Hot days
- 1 day30 °C or moreAll months
- Time zone
- UTC−5America/Chicago
How the score comes together
- Temperatureweight 35 %100 %
- Seaweight 25 %100 %
- Sunshineweight 20 %65 %
- Few rainy daysweight 20 %84 %
Each factor is rated from 0 to 100 % and weighted for the travel style “Sun, sea & sand”.
What to pack in October
- Swimwear
- Sunscreen
- Sunglasses & sun hat
- Light, breathable clothes
Sea temperature in Panama City Beach, Florida
Monthly sea surface temperature with the range of cooler and warmer years.
8 in 10 years: 25.2 – 26.8 °C
Swimming season: Apr – Nov
- cold
- fresh
- refreshing
- pleasant
- warm
- very warm
The sea temperature in Panama City Beach, Florida ranges from 17.2 °C in February to 29.6 °C in August. It is warm enough for a comfortable swim (20 °C and more) from April to November.
From October to January the sea is even warmer than the afternoon air. The sea temperature varies from year to year: in August, eight out of ten years were between 29.0 and 30.3 °C.
| Month | Average | Cool year | Warm year | Feels |
|---|---|---|---|---|
| JanuaryJan | 17.7° | 16.3° | 18.7° | fresh |
| FebruaryFeb | 17.2° | 15.7° | 18.5° | fresh |
| MarchMar | 18.6° | 17.0° | 20.0° | fresh |
| AprilApr | 20.9° | 19.9° | 22.1° | refreshing |
| MayMay | 24.5° | 23.4° | 25.7° | pleasant |
| JuneJun | 27.8° | 26.8° | 28.9° | warm |
| JulyJul | 29.2° | 28.4° | 30.1° | very warm |
| AugustAug | 29.6° | 29.0° | 30.3° | very warm |
| SeptemberSep | 28.7° | 27.9° | 29.5° | warm |
| OctoberOct | 26.1° | 25.2° | 26.8° | warm |
| NovemberNov | 22.4° | 21.4° | 23.5° | refreshing |
| DecemberDec | 19.6° | 18.5° | 20.6° | fresh |
Sunshine hours in Panama City Beach, Florida
Average hours of bright sunshine per day, next to the length of the day. Tap a month to select it.
In October, the sun shines for about 6.9 of 11.5 hours of daylight in Panama City Beach, Florida, 60 % of the day.
Sunshine hours: estimated from radiation data (ERA5, 1996–2025) and calibrated against measured station values; no weather station is close enough here. Daylight is the time from sunrise to sunset on the 15th of the month.
UV index in Panama City Beach, Florida
How strong the sun is at noon, month by month, and how quickly unprotected skin burns.
- Clear-sky UV in October
- 6 · highSeek shade around midday; sunscreen SPF 30+, hat and sunglasses.
The sun is strongest in June (UV 11).
Minutes until sunburn in October
- Very fair skin
- about 20 min
- Fair skin
- about 25 min
- Light brown skin
- about 35 min
- Olive skin
- about 45 min
Rough guide for unprotected skin at noon under a clear sky; clouds lengthen it, water, sand and snow shorten it. Sunscreen extends the time only partly.
Monthly values: clear-sky noon estimate from the sun's angle, ozone and altitude. UV today: Open-Meteo forecast.
Rain in Panama City Beach, Florida: rainy days and rainfall
A rainy day is a day with at least 1 mm of rain or snow; the amount is what falls in the whole month. Tap a month to select it.
In October, Panama City Beach, Florida has about 6 rainy days with 75 mm of rain in total.
Wind and clouds in Panama City Beach, Florida
How breezy and how cloudy Panama City Beach, Florida is through the year. Tap a month to select it on the whole page.
Wind
Typical daily peak of the wind in km/h: what the afternoon breeze usually reaches, not the gusts.
In October, the wind in Panama City Beach, Florida typically peaks at 19 km/h during the day: Beaufort 3, light breeze.
Breezy months for windsurfing and kiting
From Beaufort 4 (20 km/h) the daily breeze is usually enough for windsurfing and often for kiting: Nov – Apr.
Clouds
Average share of the sky covered by cloud, day and night.
In October, cloud covers on average 38 % of the sky over Panama City Beach, Florida: mostly sunny, with about 6.9 hours of sunshine a day.
Wind: mean daily maximum of the hourly wind 10 m above ground (ERA5, 1996–2025). Gusts are stronger, and the model grid of about 28 km smooths out local effects such as capes and valley winds. Clouds: mean total cloud cover of all layers over day and night (ERA5, 1996–2025). Thin high cloud counts as cover even when the sun still shines through.
Heat and humidity in Panama City Beach, Florida
How often the day gets hot in Panama City Beach, Florida (30 °C and more), and in which months heat and humidity come together. Tap a month to select it.
Heat calendar
- pleasant
- some hot or muggy days
- often muggy
- often hot
- hot and muggy
In October, Panama City Beach, Florida has about 1 hot days, with an average daytime high of 25 °C: often muggy. The air feels warmer than the thermometer says: light, airy clothes and slow days help.
Hot days reach at least 30 °C; a month counts as muggy when the mean dew point reaches 18 °C on at least 15 days. Averages from ERA5 and ERA5-Land, 1996–2025. Muggy nights through the year
Climate through the year
Long-term monthly averages. Tap a month to see its details.
Nights and sleep in Panama City Beach, Florida
How warm the nights get in each month, from the mean night-time low. Tap a month for details.
- Cool 8–15°
- Pleasant 15–20°
- Warm 20–24°
- Hot 24° and more
- muggy month (10+ muggy days)
PleasantOctober: nights around 19°. Ideal for sleeping, often with the window open. Muggy on about 15 days (dew point 18 °C or more).
The coolest nights are in January (9°), the warmest in July (26°). Tropical nights of 20 °C and more are the rule from May to September; then air conditioning or a fan helps you sleep. Nights are pleasant for sleeping (15 to 20 °C) in April and in October. It is muggy (dew point 18 °C or more) on about 184 days a year, mostly from April to October.
Temperatures through the year
Average daytime high, night-time low and sea temperature per month.
| Month | Score | Day | Night | Sea | Sun | Rain days | Rain mm |
|---|---|---|---|---|---|---|---|
| JanuaryJan | 24 | 16° | 9° | 17.7° | 5.5 h | 9 | 107 |
| FebruaryFeb | 25 | 17° | 11° | 17.2° | 5.8 h | 8 | 107 |
| MarchMar | 37 | 20° | 14° | 18.6° | 6.9 h | 8 | 123 |
| AprilApr | 68 | 23° | 17° | 20.9° | 7.7 h | 7 | 88 |
| MayMay | 92 | 27° | 21° | 24.5° | 8.3 h | 8 | 69 |
| JuneJun | 79 | 29° | 25° | 27.8° | 7.8 h | 16 | 119 |
| JulyJul | 75 | 30° | 26° | 29.2° | 7.5 h | 20 | 145 |
| AugustAug | 72 | 30° | 26° | 29.6° | 6.6 h | 20 | 162 |
| SeptemberSep | 80 | 29° | 24° | 28.7° | 6.4 h | 12 | 139 |
| OctoberOct | 90 | 25° | 19° | 26.1° | 6.9 h | 6 | 75 |
| NovemberNov | 57 | 21° | 14° | 22.4° | 6.3 h | 7 | 73 |
| DecemberDec | 29 | 17° | 11° | 19.6° | 5.1 h | 9 | 111 |
Climate averages 1996–2025, not a forecast. Data: Copernicus ERA5 / ERA5-Land via Open-Meteo.com (CC BY 4.0), NOAA OISST, WMO 1991–2020 (NOAA NCEI), GeoNames (CC BY 4.0). Sources & licences
30.18° N, 85.81° W · 3 m · America/Chicago
Best time to visit Panama City Beach, Florida
The best time to visit Panama City Beach, Florida is from May to June and from September to October. For a beach holiday with the sea above 21 °C, go in May and from September to October. For sightseeing, day trips and hiking, conditions are most comfortable from October to May. Rain is most frequent from June to September; the wettest month is August with 162 mm.
Panama City Beach, Florida through the seasons
How the weather changes over the seasons, with averages for each.
Panama City Beach, Florida in spring
Mar – May
Good
- 20–27 °C by day
- Sea 21 °C
- 8 h of sun a day
- 23 rainy days in all
Panama City Beach, Florida in summer
Jun – Aug
Good
- 29–30 °C by day
- Sea 29 °C
- 7 h of sun a day
- 57 rainy days in all
Panama City Beach, Florida in autumn
Sep – Nov
Good
- 21–29 °C by day
- Sea 26 °C
- 7 h of sun a day
- 25 rainy days in all
Panama City Beach, Florida in winter
Dec – Feb
Poor
- 16–17 °C by day
- Sea 18 °C
- 6 h of sun a day
- 25 rainy days in all
Find your perfect month
Tell us what you like and we rate every month in Panama City Beach, Florida for you.
Your best months: May, September – October
Based on the climate averages; tap a month to see its details.
Compare two months in Panama City Beach, Florida
Pick two months to see how the weather differs. A tick marks the clearly better value; for temperatures it depends on your plans.
October and May bring similar holiday weather to Panama City Beach, Florida (score 90 and 92). In May, days are 2 °C warmer than in October. The sea is 2 °C cooler in May. May has 2 more rainy days. The sun shines an hour longer a day in May.
| Month | October | May |
|---|---|---|
| Weather score | 90 | 92 |
| Day high | 25° | 27° |
| Night low | 19° | 21° |
| Sea | 26.1° | 24.5° |
| Sunshine | 6.9 h | 8.3 hbetter |
| Rainy days | 6better | 8 |
| Rainfall | 75 mm | 69 mm |
| Muggy days | 15better | 23 |
Based on the climate averages 1996–2025.
Which month for what?
Beach & swimming
May, Sep – Oct
Sea from 21 °C, warm and mostly dry
Sightseeing & hiking
Oct – May
15–28 °C and not too much rain
Rainy months
Jun – Sep
12 or more rainy days
Panama City Beach, Florida month by month
The typical weather for every month at a glance.
24January16° · Sea 18° · 6 h
In January, Panama City Beach, Florida is cool: daytime highs average 16 °C, and nights cool down to about 9 °C. The sea averages 17.7 °C – bracing, so a wetsuit helps for longer swims. Expect around 6 hours of sunshine a day. Rain falls on about 9 days, adding up to 107 mm. All in all, January is not an ideal month for a holiday in Panama City Beach, Florida.
Panama City Beach, Florida in January25February17° · Sea 17° · 6 h
In February, Panama City Beach, Florida is mild: daytime highs average 17 °C, and nights cool down to about 11 °C. The sea averages 17.2 °C – bracing, so a wetsuit helps for longer swims. Expect around 6 hours of sunshine a day. Rain falls on about 8 days, adding up to 107 mm. All in all, February is not an ideal month for a holiday in Panama City Beach, Florida.
Panama City Beach, Florida in February37March20° · Sea 19° · 7 h
In March, Panama City Beach, Florida is mild: daytime highs average 20 °C, and nights cool down to about 14 °C. The sea averages 18.6 °C – bracing, so a wetsuit helps for longer swims. The sun shines for around 7 hours a day. Rain falls on about 8 days, adding up to 123 mm. All in all, March is not an ideal month for a holiday in Panama City Beach, Florida.
Panama City Beach, Florida in March68April23° · Sea 21° · 8 h
In April, Panama City Beach, Florida is warm: daytime highs average 23 °C, and nights cool down to about 17 °C. The sea averages 20.9 °C – refreshing for a swim. The sun shines for around 8 hours a day. Rain falls on about 7 days, adding up to 88 mm. All in all, April is a good month for a holiday in Panama City Beach, Florida.
Panama City Beach, Florida in April92May27° · Sea 25° · 8 h
In May, Panama City Beach, Florida is warm: daytime highs average 27 °C, and even at night it stays warm at around 21 °C. The sea averages 24.5 °C – pleasant for swimming. The sun shines for around 8 hours a day. Rain falls on about 8 days, adding up to 69 mm. The air is often humid and muggy. All in all, May is an excellent month for a holiday in Panama City Beach, Florida.
Panama City Beach, Florida in May79June29° · Sea 28° · 8 h
In June, Panama City Beach, Florida is hot: daytime highs average 29 °C, and even at night it stays warm at around 25 °C. The sea averages 27.8 °C – lovely and warm for swimming. The sun shines for around 8 hours a day. It rains often – on about 16 days, adding up to 119 mm. On about 7 days the thermometer climbs to 30 °C or more. The air is often humid and muggy. All in all, June is a good month for a holiday in Panama City Beach, Florida.
Panama City Beach, Florida in June75July30° · Sea 29° · 8 h
In July, Panama City Beach, Florida is hot: daytime highs average 30 °C, and even at night it stays warm at around 26 °C. The sea averages 29.2 °C – almost as warm as a bath. The sun shines for around 8 hours a day. It rains often – on about 20 days, adding up to 145 mm. On about 11 days the thermometer climbs to 30 °C or more. The air is often humid and muggy. All in all, July is a good month for a holiday in Panama City Beach, Florida.
Panama City Beach, Florida in July72August30° · Sea 30° · 7 h
In August, Panama City Beach, Florida is hot: daytime highs average 30 °C, and even at night it stays warm at around 26 °C. The sea averages 29.6 °C – almost as warm as a bath. The sun shines for around 7 hours a day. It rains often – on about 20 days, adding up to 162 mm. On about 13 days the thermometer climbs to 30 °C or more. The air is often humid and muggy. All in all, August is a good month for a holiday in Panama City Beach, Florida.
Panama City Beach, Florida in August80September29° · Sea 29° · 6 h
In September, Panama City Beach, Florida is hot: daytime highs average 29 °C, and even at night it stays warm at around 24 °C. The sea averages 28.7 °C – lovely and warm for swimming. Expect around 6 hours of sunshine a day. Rain is frequent, with about 12 rainy days and 139 mm in total. On about 7 days the thermometer climbs to 30 °C or more. The air is often humid and muggy. All in all, September is an excellent month for a holiday in Panama City Beach, Florida.
Panama City Beach, Florida in September90October25° · Sea 26° · 7 h
In October, Panama City Beach, Florida is warm: daytime highs average 25 °C, and nights cool down to about 19 °C. The sea averages 26.1 °C – lovely and warm for swimming. The sun shines for around 7 hours a day. Rain falls on about 6 days, adding up to 75 mm. All in all, October is an excellent month for a holiday in Panama City Beach, Florida.
Panama City Beach, Florida in October57November21° · Sea 22° · 6 h
In November, Panama City Beach, Florida is mild: daytime highs average 21 °C, and nights cool down to about 14 °C. The sea averages 22.4 °C – refreshing for a swim. Expect around 6 hours of sunshine a day. Rain falls on about 7 days, adding up to 73 mm. All in all, November is a so-so month for a holiday in Panama City Beach, Florida.
Panama City Beach, Florida in November29December17° · Sea 20° · 5 h
In December, Panama City Beach, Florida is mild: daytime highs average 17 °C, and nights cool down to about 11 °C. The sea averages 19.6 °C – bracing, so a wetsuit helps for longer swims. Expect around 5 hours of sunshine a day. Rain is frequent, with about 9 rainy days and 111 mm in total. All in all, December is not an ideal month for a holiday in Panama City Beach, Florida.
Panama City Beach, Florida in DecemberPanama City Beach, Florida compared
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Panama City Beach vs. Destin
In October the holiday weather in Panama City Beach and Destin is about equally good (score 90 vs. 89). During the day Destin is 1 °C warmer than Panama City Beach. The sea is about equally warm.
| in October | Panama City Beach | Destin |
|---|---|---|
| Holiday score | 90 | 89 |
| Daytime high | 25° | 26° |
| Sea | 26° | 26° |
| Sunshine | 7 h | 7 h |
| Rainy days | 6 | 6 |
| Best time | May – Jun, Sep – Oct | May – Jul, Sep – Oct |
Through the year
USA in October: the best places
In October, Panama City Beach, Florida ranks 1 among the 31 nearest destinations in this country.
- Panama City BeachThis page25°26°90
- 2Destin26°26°89
- 3Clearwater Beach26°27°89
- 4Sarasota28°27°89
- 5Mobile26°25°87
- 6St. Pete Beach27°27°86
- 7Baton Rouge26°86
- 8Fort Myers Beach28°28°86
Planning a trip to Panama City Beach, Florida
Weather for your travel dates
Pick your arrival and length of stay, and we sum up the weather to expect.
Panama City Beach, Florida in the school holidays
How the weather suits the usual holiday periods. Dates vary by school and region, so each holiday uses the months it usually falls in.
Panama City Beach, Florida has its best school-holiday weather during October half-term (score 90) and its weakest during the Christmas holidays (score 27).
- 59
Easter holidays
Mar – Apr
Fair
- 22 °C by day
- Sea 20 °C
- 7.5 h of sun a day
- 7 rainy days a month
Good for: Sightseeing & walks
- 89
May half-term
May – Jun
Excellent
- 27 °C by day
- Sea 25 °C
- 8.2 h of sun a day
- 10 rainy days a month
Good for: Beach & swimming, Sightseeing & walks
- 73
Summer holidays
Jul – Aug
Good
- 30 °C by day
- Sea 29 °C
- 6.9 h of sun a day
- 20 rainy days a month
Keep in mind: Frequent rain, Storm season
- 90
October half-term
Oct
ExcellentBest holidays
- 25 °C by day
- Sea 26 °C
- 6.9 h of sun a day
- 6 rainy days a month
Good for: Beach & swimming, Sightseeing & walks
Keep in mind: Storm season
- 27
Christmas holidays
Dec – Jan
Poor
- 17 °C by day
- Sea 19 °C
- 5.3 h of sun a day
- 9 rainy days a month
Good for: Sightseeing & walks
Based on the climate averages 1996–2025.
Getting there
Flying from
- Nonstop flight
- about 9 h 5 min
- Distance
- 7,130 km
- Time zone
- UTC−5
- Jet lag
- About 4 days (6 h west)
Rule of thumb for flying west: for a few days before, stay up a little later, and get afternoon and evening light at your destination.
Estimated from the straight-line distance: 30 minutes for take-off and landing plus 830 km/h cruising speed.
Storm season
Panama City Beach, Florida lies in an area that Atlantic hurricanes can reach. The hurricane season runs from June to November, with most storms from August to October. A direct hit on any one place is rare, but if you travel then, keep an eye on weather warnings and book flexibly.
- January
- February
- March
- April
- May
- June: Season
- July: Season
- August: Peak
- September: Peak
- October: Peak
- November: Season
- December
Official season dates of the regional warning centres (NOAA, JMA, IMD, Météo-France, BoM); not a forecast.
Frequently asked questions about Panama City Beach, Florida
When is the best time to visit Panama City Beach, Florida?
The best time to visit Panama City Beach, Florida is from May to June and from September to October. That is when the holiday weather score, which combines temperature, sea, sunshine and rain, is highest.
How warm is the sea in Panama City Beach, Florida?
The sea temperature in Panama City Beach, Florida ranges from 17.2 °C in February to 29.6 °C in August. It is warm enough for a comfortable swim (20 °C and more) from April to November.
Can you swim in Panama City Beach, Florida in October?
Yes. In October the sea averages 26.1 °C – lovely and warm for swimming.
What is the warmest month in Panama City Beach, Florida?
August is the warmest month, with average highs of 30 °C and nights around 26 °C. January is the coolest month at 16 °C.
When does it rain most in Panama City Beach, Florida?
Rain is most frequent from June to September; the wettest month is August with 162 mm. The driest month is May with 69 mm.
How many hours of sunshine does Panama City Beach, Florida get?
Panama City Beach, Florida gets around 2,460 hours of sunshine a year. The sunniest month is May with 8.3 hours a day; in December there are 5.1 hours a day.
What time zone is Panama City Beach, Florida in?
Panama City Beach, Florida uses the time zone America/Chicago: UTC−6 in January and UTC−5 in July.
How long is the flight from London to Panama City Beach, Florida?
A nonstop flight from London to Panama City Beach, Florida takes about 9 h 5 min, for a straight-line distance of about 7,130 km.
When is hurricane season in Panama City Beach, Florida?
Panama City Beach, Florida lies in an area that Atlantic hurricanes can reach. The hurricane season runs from June to November, with most storms from August to October. A direct hit on any one place is rare, but if you travel then, keep an eye on weather warnings and book flexibly.
Which school holidays are best for Panama City Beach, Florida?
Panama City Beach, Florida has its best school-holiday weather during October half-term (score 90) and its weakest during the Christmas holidays (score 27). Holiday ratings (0–100): Easter holidays 59, May half-term 89, Summer holidays 73, October half-term 90, Christmas holidays 27.
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